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Karl Kern

karl_kern_09_11_19.jpgKarl Kern has a BBA degree in Accounting from Temple University, and an MBA degree with a concentration in Finance from Babson College. After graduating from Temple University Karl started a career where he has established a reputation as a problem solver. Karl’s reputation as a problem solver is based on his ability to create as well as implement initiatives that have helped organizations increase revenues, decrease expenses, and improve cash flows.

Karl’s ability to create as well as implement initiatives is due to being a well-read individual with exceptional organizational skills and passion. It is Karl’s passion that guides him to improve the lives of not only himself but also those around him.

 

Author's Articles

Fractal FP&A: How to Apply the 80/20 Pattern
September 19, 2017
FP&A Tags:
Financial Planning and Analysis, FP&A Analytics

As a word fractal is not frequently used in conversation. As a concept fractal is frequently present in our lives. Its presence is evident in nature. The concept of a fractal was established in large part by the work of Benoit Mandelbrot, a mathematician whose work covered a wide and diverse number of disciplines.  Perhaps the most notable example of how he established the concept of a fractal was his study of England’s coastlines.

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Framing FP&A
May 22, 2017
FP&A Tags:
Financial Planning and Analysis, FP&A People

Framing is how situations are presented to people. How situations are presented affect the decisions that people make. Framing has a role in the work of FP&A practitioners. FP&A practitioners can work through narrow frames.  Narrow frames can appear on income statements through revenues from specific products, executive salaries, and equipment depreciation.

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The Physics of FP&A
April 21, 2017
FP&A Tags:
Financial Planning and Analysis, FP&A Analytics

The Physics of Wall Street by James Owen Weatherall is an interesting story about the influence of physics in finance.  FP&A practitioners can find material in this book to help them improve their work.  For me three areas of the book serve as meaningful reference material.

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Using Heuristics in FP&A
March 27, 2017
FP&A Tags:
Financial Planning and Analysis

Heuristics are rules of thumb.  Psychologist Gerd Gigerenzer believes heuristics are a necessary part of an individual’s decision making process.  Heuristics can be used in FP&A as a way to make decisions about how organizations earn revenues and incur expenses. Here is a heuristic that I use to make decisions about how organizations earn revenues:

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Modern Financial Planning and Analysis (FP&A): Latest Trends and Developments
 
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The Face-to-Face Singapore FP&A Board: Modern Financial Planning and Analysis (FP&A): Latest Trends and Developments
The Face-to-Face Singapore FP&A Board Modern Financial Planning and Analysis (FP&A): Latest Trends and Developments

July 8, 2025

Webinar: FP&A Trends Survey 2025
The FP&A Trends Webinar 2025 FP&A Trends Survey: Benchmarks, Priorities, and Best Practices

July 9, 2025

Face-to-Face Oslo FP&A Board
The Launch of the Oslo FP&A Board Modern Financial Planning and Analysis (FP&A): Latest Trends and Developments

September 16, 2025

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