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Anup Koshy John

 

Anup Koshy John is Senior Finance Manager – FP&A at Bottomline Technologies, a global business payments and cash management company. He brings approximately nine years of post-qualification experience, with a diverse background across the CFO organisation.

His expertise spans Treasury, Management Reporting, Management Consulting, Audit, Finance Controllership, and FP&A. His professional journey includes experience as a Big Four Business Consultant and extensive experience within global FP&A MNC environments.

Anup is currently focused on the evolution of financial architecture, including the transition toward Headless FP&A and the integration of Agentic AI to address persistent bottlenecks such as the Zero-Data Problem in annual planning.

He is a Chartered Accountant, a graduate of Mumbai University, and holds a Diploma in IFRS from ACCA.
 

Author's Articles

Anup-Koshy-John-Headless-FPA-in-Practice.jpg
From Architecture to Action: How Headless FP&A Works in Practice — Part 2
June 18, 2026
FP&A Tags:
Agentic AI, Generative AI in FP&A, FP&A Technology

Headless FP&A shows how AI, governed data architecture, and human oversight can turn business intent into secure, explainable planning decisions.

Read more
Anup-Koshy-John-Headless-FPA.jpg
Beyond the Dashboard: Headless FP&A and the Rise of Conversational Budgeting — Part 1
June 16, 2026
FP&A Tags:
Agentic AI, AI in FP&A, Digital FP&A

How Headless FP&A and Agentic AI are reshaping budgeting through real-time scenario modelling, conversational planning, and granular operational forecasting.

Read more
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The FP&A Trends Webinar
The FP&A Trends Webinar
Augmenting the Finance Function with AI

June 24, 2026

The FP&A Trends Webinar
The FP&A Trends Webinar: 2026 FP&A Trends Survey: Where AI Meets FP&A Reality
2026 FP&A Trends Survey: Where AI Meets FP&A Reality

July 8, 2026

The FP&A Trends Webinar
Designing an Effective FP&A Operating Model
Designing the FP&A Operating Model for the AI Era

July 9, 2026

The Digital North American FP&A Circle
From Analysis to Orchestration: How FP&A Is Evolving in the AI Era
From Analysis to Orchestration: How FP&A Is Evolving in the AI Era

July 16, 2026

The FP&A Trends Webinar
The FP&A Trends Webinar From Reactive to Proactive FP&A: Real-Time Scenario Planning
From Reactive to Proactive FP&A: Real-Time Scenario Planning

July 21, 2026

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The Power of Driver-Based Planning in the Age of AI
 
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From Data Chaos to Clarity: Making FP&A Data Fit for AI
 
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